Why do you need to insure your life and health right now?
Most people, when they hear about life insurance, wonder if they can afford to buy this product. Experts say that it is impossible not to allow yourself this for the sake of your own well-being. And we are ready to prove it, Beinsure Media analytics says.
Reason #1. This is financial assistance in case of unforeseen situations related to restoring health and maintaining the well-being of the family.
Statistics show an annual increase in the number of accidents and an increase in the number of serious diseases, so an insurance policy is the tool that will help protect the family budget from financial losses associated with the consequences of injuries, dangerous diseases and other troubles that require serious expenses to restore health.
Timely insurance payment, many times higher than the insurance premium, will allow you to quickly solve health problems, provide the necessary funds for recovery and rehabilitation, and also help cover the costs associated with the loss of your usual income during and after illness, according to Beinsure research. The life insurance policy also provides for the protection of the life and health of the family breadwinner. In the event of the most terrible event, relatives will promptly receive an insurance payment that will support the family in difficult times.
Reason number 2. This is your comprehensive contribution to a secure future.
Regardless of any economic shocks, each person strives to accumulate and preserve capital, invest money profitably and receive additional income from investments. At the end of the term of the accumulative insurance contract, the payment of a sum of money formed from the client’s insurance premiums is provided.
With the help of the pension life insurance program, you can increase your income: accumulate an additional pension and receive it for the period specified in the contract. The fact that the family inherits the pension in the event of an irreversible event is also important.
And the “children’s” insurance program will allow an adult not only to systematically form a guaranteed capital for the child by the desired date, but at the same time protect both from the consequences of unforeseen events related to the restoration of health.
Reason number 3. It is available to everyone.
The average cost of a life insurance policy with the possibility of protecting health is about 30 thousand rubles, or about 76 rubles a day, which is comparable in amount to the cost of a package of milk. Not too much of a contribution to the financial well-being of your family, right?!
Reason number 4. This is a safe investment.
The reliability of the life insurance segment is regulated and controlled at the state level, which provides additional guarantees for the safety of clients’ investments in protecting their life and health.
In addition, life insurers invest their insurance reserves in government shares and bonds, which not only develops the country’s economy, but also guarantees clients a stable additional income.
Reason number 5. This is an opportunity to get financial protection with the greatest benefit.
People who have bought a cumulative life insurance policy for a period of 5 years or more will receive a nice bonus – the opportunity to receive an annual social deduction for personal income tax (PIT).
Author: Yana Keller
